Terms of Service

Published: August 4, 2025

Effective: August 4, 2025

Welcome to Driven.ai ("Driven", "we", or "us").

These Terms of Service ("Terms") govern your access to and use of our website, mobile applications, AI-powered tools, and related service (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms.

PLEASE READ THESE TERMS CAREFULLY, PAYING PARTICULAR ATTENTION TO PROVISIONS REGARDING NATURE OF THE SERVICE, RISK DISCLOSURE AND DISCLAIMER, LIMITATION OF LIABILITY, GOVERNING LAW AND DISPUTE RESOLUTION. IF YOU DO NOT AGREE TO OR DO NOT UNDERSTAND ANY PART OF THESE TERMS, PLEASE DO NOT USE THE SERVICE.

1. Who We Are

  • Driven is operated by a private company limited by shares duly incorporated and validly existing under the laws of Singapore.
  • Driven is the AI-powered market companion for the new generation of investors.

    • 2. Who May Use the Service

  • You must be at least eighteen (18) years old and legally capable of entering into a contract to access or use the Service. If the age of majority in your jurisdiction exceeds eighteen (18) years, you must satisfy such a higher requirement.
  • Notwithstanding that users may access or use the Service from multiple jurisdictions, the supply of the Service, our obligations and liabilities, and these Terms shall be exclusively governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law principles. Users located outside Singapore should exercise caution and carefully consider whether to access or use the Service on this basis.
  • By accessing or using the Service, you represent and warrant that you agree to and meet all of the foregoing requirements.

    • 3. Nature of the Service

  • The Service is provided as a suite of AI-powered tools. We do not provide financial, legal, tax, investment advice, or any other type of advice.
  • All news, market quotes, charts, data, AI-generated output, or other information (collectively, "Content") provided under the Service is for general reference purposes only and does not constitute investment advice, an offer, solicitation, or recommendation to buy, sell or hold any securities or other financial products, nor does it take into account your personal financial situation, objectives, or needs.

    • 4. RISK DISCLOSURE AND DISCLAIMER

    4.1 RISK DISCLOSURE

    BEFORE USING THE SERVICE, YOU MUST CAREFULLY EVALUATE AND FULLY UNDERSTAND THE RISKS ASSOCIATED WITH THE SERVICE. PLEASE READ THIS RISK DISCLOSURE SECTION THOROUGHLY AND ENSURE YOU FULLY COMPREHEND ALL RISKS BEFORE PROCEEDING. BY ACCESSING OR USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND ACCEPTED ALL RISKS, INCLUDING BUT NOT LIMITED TO THE FOLLOWING:

    a. NO INVESTMENT ADVICE

    WE DO NOT PROVIDE FINANCIAL, LEGAL, TAX, INVESTMENT ADVICE, OR ANY OTHER TYPE OF ADVICE. NO CONTENT PROVIDED THROUGH THE SERVICE SHOULD BE INTERPRETED AS:
  • AN OFFER, SOLICITATION, OR RECOMMENDATION TO BUY, SELL OR HOLD ANY SECURITIES OR OTHER FINANCIAL PRODUCTS,
  • A PERSONALIZED FINANCIAL PLAN, OR
  • A FIDUCIARY DUTY.

    • b. AI HALLUCINATION RISK

    THE SERVICE UTILIZES ARTIFICIAL INTELLIGENCE TECHNOLOGY, WHICH MAY GENERATE INACCURATE OUTPUTS, ERRONEOUS SUMMARIES, OR MISLEADING INFORMATION (COMMONLY KNOWN AS "AI HALLUCINATION"). YOU MUST INDEPENDENTLY VERIFY ANY AI-GENERATED OUTPUT BEFORE RELYING ON IT FOR ANY PURPOSE.

    c. THIRD-PARTY-SOURCED INFORMATION RISK

    CERTAIN CONTENT PROVIDED THROUGH THE SERVICE IS SOURCED FROM THIRD PARTIES. SUCH CONTENT MAY CONTAIN ERRORS, INACCURACIES, OR MAY NOT BE TIMELY OR UP-TO-DATE. WE DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR TIMELINESS OF ANY THIRD-PARTY INFORMATION.

    d. INVESTMENT RISK

    YOU ARE SOLELY RESPONSIBLE FOR YOUR INVESTMENT DECISIONS AND ANY RESULTING GAINS OR LOSSES. YOU SHOULD CAREFULLY ASSESS ALL RELEVANT FACTORS BEFORE MAKING ANY INVESTMENT DECISION AND SHOULD NOT RELY SOLELY ON ANY CONTENT PROVIDED THROUGH THE SERVICE. IF YOU HAVE ANY QUESTIONS, PLEASE SEEK INDEPENDENT PROFESSIONAL ADVICE.

    4.2 DISCLAIMER

    a. NO WARRANTIES

    THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. WITHOUT LIMITING THE FOREGOING, WE, OUR AFFILIATES, RELATED COMPANIES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS AND LICENSORS (COLLECTIVELY, THE "COMPANY PARTIES") EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AVAILABILITY, RELIABILITY, SECURITY, PRIVACY, COMPATIBILITY, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM THE COURSE OF DEALING, THE COURSE OF PERFORMANCE, OR TRADE USAGE.

    b. NO LIABILITY FOR INVESTMENT RISK

    YOUR ACCESS TO AND USE OF THE SERVICE IS AT YOUR OWN RISK. YOU UNDERSTAND AND AGREE THAT THE COMPANY PARTIES ARE NOT LIABLE FOR ANY INVESTMENT GAINS OR LOSSES ARISING FROM YOUR USE OF THE SERVICE.

    c. FORCE MAJEURE

    THE COMPANY PARTIES SHALL NOT BE LIABLE FOR ANY FAILURE OR DELAY IN PERFORMANCE RESULTING FROM EVENTS BEYOND THEIR REASONABLE CONTROL, INCLUDING BUT NOT LIMITED TO ACTS OF GOVERNMENTAL AUTHORITIES, TERRORISM, POWER OR NETWORK FAILURES, CATASTROPHIC EQUIPMENT FAILURES, STRIKES, LOCKOUTS, LABOR DISPUTES, EARTHQUAKES, FLOODS, OR OTHER FORCE MAJEURE EVENTS.

    d. SERVICE UNAVAILABILITY

    IF THE SERVICE, IN WHOLE OR IN PART, BECOMES UNAVAILABLE DUE TO FACTORS BEYOND THE COMPANY PARTIES’ CONTROL (E.G., LEGAL OR REGULATORY RESTRICTIONS OR GOVERNMENT POLICIES IN CERTAIN JURISDICTIONS), THE COMPANY PARTIES SHALL NOT BE LIABLE FOR SUCH UNAVAILABILITY.

    5. Access and Use of the Service

    5.1 Access and Use Rights

    Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service.

    5.2 Account Responsibilities

    You are solely responsible for any activity on your account and you shall keep your password or any other account credentials strictly confidential.

    5.3 Prohibited Activities

    The Service may not be used by anyone for illegal, harmful, or abusive purposes or through illegal, harmful, or abusive means. The following are examples of prohibited activities:
  • Use the Service beyond the scope or purpose for which they are authorized.
  • Use the Service in a way that infringes, misappropriates, or violates anyone's rights.
  • Modify, copy, reproduce, lease, resell, or distribute any part of the Service.
  • Create derivative works based on any part of the Service or commercialize any information obtained from the Service.
  • Upload, transmit, or introduce any viruses, malware, harmful code, or unlawful content.
  • Attempt to reverse engineer, decompile, or discover the source code or underlying components of the Service, or assist others in doing so.
  • Use any manual or automated software, devices, or other processes (including but not limited to spiders, robots, scrapers, crawlers, avatars, data mining tools, or the like) to scrape, extract, or download data from any part of the Service.
  • Interfere with, disrupt, or impair the operation of the Service or our servers and networks.

    • 5.4 Violation Consequences

  • In the event that you engage in any prohibited activity or otherwise breach these Terms, we may, at our sole discretion, suspend or terminate your account and revoke your access to the Service.
  • You shall be fully responsible for any losses, costs, liabilities and expenses (including reasonable attorneys' fees) caused to us and our affiliates by such prohibited activity or breach.

    • 6. Email Communications

    6.1 Email Communication Consent

  • By accepting these Terms and creating an account with us, you expressly and unequivocally consent to receive email communications from us, including but not limited to:

    • - daily overview to help you stay updated on what's driving the market;

    - latest market moves, trends, and insights; and

    - other commercial or marketing communications related to the Service.

  • We will send these communications to the email address associated with your account. You acknowledge that these communications are intended to provide you with timely market information and enhance your user experience.

    • 6.2 Responsible Email Practices

    We are committed to responsible email practices and will limit our communications to a reasonable frequency. We will not send you any spam emails unrelated to the Service. Our email communications are carefully curated to provide value and relevance to your investment activities.

    6.3 Your Right to Opt Out

  • You may unsubscribe from our email communications at any time by:

    • - adjusting your Email Preferences in Website Settings; or

    - clicking the "Unsubscribe" link provided in any email communication from us.

  • Your unsubscribe request will be processed promptly, typically within 3 business days. Please note that even after unsubscribing from marketing communications, you may still receive essential service-related emails necessary for the operation of your account.
  • We respect your communication preferences and will honor your opt-out requests in accordance with applicable privacy and data protection laws.

    • 7. Paid Service

  • We may, at our sole discretion, designate certain services, features or content offered through the Service as "Paid Service".
  • If we decide to charge fees for all or part of the Service, we will set such fees and any related terms in a fair and reasonable manner, respecting and protecting your consumer rights.
  • We will ensure you have the right to choose whether to subscribe to or purchase any Paid Service, and we will not charge any fees without obtaining your prior explicit consent.

    • 8. Limitation of Liability

  • TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT IN NO EVENT SHALL THE COMPANY PARTIES BE LIABLE FOR:

    • - ANY CONSEQUENTIAL, INDIRECT, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES;

    - ANY LOSS OF PROFITS, BUSINESS, REVENUE, ANTICIPATED SAVINGS, OR WASTED EXPENSES;

    - ANY LOSS, DAMAGE, OR INTERRUPTION TO DATA, NETWORKS, INFORMATION SYSTEMS, REPUTATION, OR GOODWILL; OR

    - THE COST OF PROCURING ANY SUBSTITUTE GOODS OR SERVICE.

  • EVEN IF WE ARE FOUND LIABLE (A "LIABILITY EVENT"), THE TOTAL COMBINED LIABILITY OF ALL COMPANY ENTITIES TO YOU ARISING FROM SUCH LIABILITY EVENT SHALL NOT EXCEED THE TOTAL FEES YOU PAID TO US UNDER THESE TERMS FOR THE SPECIFIC SERVICE FEATURES GIVING RISE TO THE LIABILITY EVENT DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING ITS OCCURRENCE.
  • THIS LIMITATION OF LIABILITY APPLIES TO ALL CLAIMS, REGARDLESS OF THE LEGAL THEORY (INCLUDING CONTRACT, TORT (E.G., NEGLIGENCE OR STATUTORY BREACH), MISREPRESENTATION, INDEMNITY, OR OTHERWISE), AND EVEN IF THE LOSS OR DAMAGE WAS FORESEEABLE. THIS CLAUSE SURVIVES TERMINATION OF THESE TERMS.

    • 9. Privacy and Data Protection

  • We are committed to protecting your privacy and safeguarding your personal data. The collection, use, processing, and protection of your personal information in connection with these Terms and the Service are governed by our Privacy Policy, which is incorporated into these Terms by reference and can be accessed at [https://driven.ai/policies/privacy-policy].
  • By accepting these Terms and using the Service, you acknowledge that you have read, understood, and agree to our Privacy Policy. We may update our Privacy Policy from time to time, while your continued use of the Service following any changes constitutes your acceptance of the revised Privacy Policy.

    • 10. Intellectual Property

  • We claim no ownership of any user-submitted content or any AI-generated output under the Service. However, to the fullest extent permitted by applicable law, we and our affiliates shall have the right to use such user-submitted content and AI-generated output, including but not limited to, for improving user experience, developing new features, promoting the Service, or for any other purposes we deem reasonable.
  • The Service and all components thereof, including but not limited to software, algorithms, user interfaces, designs, text, graphics, images, logos, slogans, trademarks, service marks, and other proprietary content, are owned by us and are protected by copyright, trademark, patent, and other intellectual property laws.
  • Our proprietary software code (including source code and object code), algorithms, machine learning models, and technical documentation constitute our confidential and proprietary information.
  • The Service may incorporate third-party-sourced information, third-party software or open-source components, which are governed by their respective licenses.
  • We reserve all rights not expressly granted herein and will vigorously protect our intellectual property rights, including seeking all available legal remedies against infringement.

    • 11. Governing Law and Dispute Resolution

    11.1 Governing Law

    These Terms, the Service, our obligations and liabilities, and any dispute arising from or related thereto shall be exclusively governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law principles.

    11.2 Dispute Resolution

    Any dispute arising from or related to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of Singapore. Both parties irrevocably submit to the jurisdiction of such courts, waive any objection based on inconvenient forum or jurisdiction, and agree not to challenge the jurisdiction of the courts of Singapore on the grounds that the dispute may fall within the jurisdiction of other courts.

    11.3 CLASS ACTION WAIVER

    YOU AGREE THAT, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU MAY BRING CLAIMS AGAINST US ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A CLASS PLAINTIFF, CLASS MEMBER, REPRESENTATIVE, OR IN ANY PURPORTED CLASS, COLLECTIVE, PRIVATE ATTORNEY GENERAL OR CONSOLIDATED PROCEEDING, NOR MAY YOU PARTICIPATE IN OR SEEK TO BENEFIT FROM ANY OTHER REPRESENTATIVE, GROUP OR SIMILAR PROCEEDING OR ARRANGEMENT.

    12. Miscellaneous

    12.1 Binding Effect

    These Terms shall be binding upon and shall inure to the benefit of the parties hereto and their respective successors, heirs, and permitted assigns.

    12.2 Waiver

  • No failure or delay by either party in exercising any right, power, or privilege under these Terms shall operate as a waiver thereof, nor shall any single or partial exercise thereof preclude any other or further exercise thereof or the exercise of any other right, power, or privilege.
  • No waiver by either party of any breach of these Terms shall be deemed a waiver of any subsequent breach.
  • Except as provided herein, any waiver must be in writing and signed by the party waiving the relevant provision.

    • 12.3 Severability

    If any provision of these Terms is held to be invalid or unenforceable, such provision shall be deemed superseded by a valid enforceable provision that most closely matches the intent of the original provision, and the remaining provisions shall continue in full force and effect. In any event, such an invalid or unenforceable provision shall have no effect on the validity or enforceability of the remaining provisions.

    12.4 Language

  • If there are multiple language versions of these Terms, the English version shall prevail in all cases.
  • In the event of any discrepancy or conflict between the English version and any other language version, the English version shall govern. All other language versions are provided for reference only and shall not be used to interpret, modify, or contradict the English version.

    • 12.5 Headings

    The headings of the provisions in these Terms are for the convenience of reading only and do not affect or limit the interpretation of the content and meaning of the provisions.

    12.6 Modifications

  • We may make changes to these Terms from time to time.
  • If we make changes, we will post the revised Terms and update the Effective Date above.
  • If the changes, at our sole discretion, are material, we may also notify you by sending an email to the address associated with your account or by otherwise providing you with notice through the Service.
  • By continuing to access or use the Service on or after the Effective Date of the revised Terms, you agree to be bound by the revised Terms. IF YOU DO NOT AGREE TO THE REVISED TERMS, YOU MUST STOP ACCESSING AND USING THE SERVICE BEFORE THE CHANGES BECOME EFFECTIVE.

    • 12.7 Assignment

  • These Terms, and your rights and obligations hereunder, may not be assigned, subcontracted, delegated or otherwise transferred by you without our prior written consent.
  • We may, without your consent, freely assign and transfer these Terms, including any of its rights, obligations, or licenses granted under these Terms.
  • Any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void.